CVB Financial: Of The Original 8k To Include The Financial Statements Of Heritage And Pro Forma Financial Information Required By Item 9.01 Of Form 8k (the “amendment”)

Item 9.01 of the Original 8-K to include the financial statements of Heritage and pro forma financial information required by Item 9.01 of Form 8-K (the “Amendment”).The pro forma financial information included in this Amendment has been presented for informational purposes only, as required by Form 8-K. It does not purport to represent the actual results of operations that CVBF and Heritage would have achieved had the companies been combined during the periods presented in the pro forma financial information and is not intended to project the future results of operations that the combined company may achieve after completion of the Merger. Except as described in this Amendment, all other information in the Original 8-K remains unchanged. Item 9.01 Financial Statements and Exhibits.(a) Financial statements of businesses or funds acquired. The audited consolidated financial statements of Heritage as of December 31, 2025 and 2024, and for each of the fiscal years ended December 31, 2025, 2024 and 2023 as required by Item 9.01(a) of Form 8-K are included herein as Exhibit 99.1 and incorporated by reference into this Item 9.01(a). (b) Pro forma financial information. The unaudited pro forma condensed combined balance sheet of CVBF as of December 31, 2025, and the unaudited pro forma condensed combined statements of income of CVBF for the fiscal year ended December 31, 2025, in each case giving effect to the Merger as if it had occurred on January 1, 2025, are filed as Exhibit 99.2 hereto and incorporated herein by reference. (d) Exhibits. Exhibit No. Description 23.1 Consent of Crowe LLP, Independent Registered Public Accounting Firm for Heritage Commerce Corp. 99.1 Audited consolidated financial statements of Heritage Commerce Corp as of December 31, 2025 and 2024, and for each of the fiscal years ended December 31, 2025, 2024 and 2023 and the notes related thereto (incorporated by reference to Part II, Item 8 of Heritage Commerce Corp's Annual Report on Form 10-K for the year ended December 31, 2025, filed with the SEC on March 9, 2026 (File No. 000-23877)). 99.2 Unaudited pro forma condensed combined balance sheet of CVB Financial Corp. as of December 31, 2025 and unaudited pro forma condensed combined statements of income of CVB Financial Corp. for the fiscal year ended December 31, 2025. 104 Cover Page Interactive Data File (embedded within the Inline XBRL document) SIGNATURESPursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. CVB FINANCIAL CORP. Date: May 7, 2026 By: /s/ E. Allen Nicholson E. Allen NicholsonExecutive Vice President and Chief Financial Officer

CVB Financial: Of The Original 8k To Include The Financial Statements Of Heritage And Pro Forma Financial Information Required By Item 9.01 Of Form 8k (the “amendment”)

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